Money Master: How to Become Debt-Free

After college, I racked up over $35,000 of student loan debt. While making minimum payments, I only cleared $15,000 of it in 4 years.

Last year, I was determined to move to a new city. But worried that would mean it’d take an insane amount of time before I ever paid off my debt—which would put a dent in my plans to enjoy the new city, travel, and eat out all the time ($$$).

Dave Ramsey & Napoleon Hill

So I started listening to The Dave Ramsey Show again to get “gazelle intense” about paying off my debt. I also read Napoleon Hill’s Think and Grow Rich, which refocused my thinking to chase after one DEFINITE DESIRE—which became to slaughter my debt.

In one of the episodes, Dave mentioned his team was doing a ton of hiring. I had a lightbulb moment. What better way to pay off my debt FASTER than to WORK for a company that is determined to help the world get (and stay) out of debt?

From $15k in 4 Years to $20k in 1 Year

Long story short, I now have the honor of working for Ramsey Solutions. Being surrounded by my team and all our debt-free teachings helped me stay focused so that it only took 12 months to pay off the other $20,000 of my student loan.

That’s right—it took me 4 years to pay off $15,000 doing it my way. And it took 1 year to pay off $20,000 doing it the Ramsey way. This stuff works.

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Money Master

To celebrate, here’s a story created by an 8-year-old boy in his 2nd-grade classroom. This brilliant kid somehow subconsciously crafted a Giant metaphor for Debt. ;)

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Drawings and the Journey of Marriage

Today a friend I watched grow up and join the U.S. Navy, Lil’ Inman (Daniel), is marrying the talented writer he introduced to my workplace, Grace.

Daniel raised chickens, shared my affinity for Dragon Ball Z, and was always a chill dude no matter what situation – a true American fit for service. Over the year and a half I worked with his wife-to-be, I also discovered some of Grace’s unique qualities:

  1. She hates frogs
  2. She hates dogs
  3. She thinks TV and movies are boring
  4. She has an unhealthy obsession with ALEX AND ANI bracelets
  5. (And, most importantly,) She supports my drawings

These five traits inspired a comic I drew for Grace’s birthday earlier this year. In honor of their wedding day, I’d like to share it with you. Please join me in celebrating the newlyweds and enjoy “The Journey of Marriage.”

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